We are really excited to announce the imminent release of the RELIE Responsible Lending platform.
As we are all aware living expenses on mortgage applications has become a key area of focus for regulators.
With this in mind, Opica Group is excited to introduce RELIE to the market, to assist participants in understanding a client’s ability to service a loan.
We would now like to offer you the chance to participate in one of the launch webinars we will be running over the next few weeks.
A RelieCheck provides everything you need to know about your customer at the click of a button
We automatically analyse your customers data over a 365 day period in seconds
We connect to more data partners to provide you access to over 150 institutions
No more tedious paper statements to manually trawl through
Our advanced AI Insights and Analytics gives you improved clarity over a customer’s financial position
Only lend to those that can prove their ability to meet your Responsible Lending requirements
Integrate the RelieCheck process into your CRM system for uninterrupted workflow processes
Create a seamless process for your customers to enhance their application experience
Every transaction is individually unique in nature, so let us analyse them all and tell you which ones are interrelated by identifying the key attributes in each transaction.
We do what people simply cannot when you look at a bank statement.
We constantly adapt our pattern matching through advanced machine learning to constantly provide you with up to date real world data knowledge.
Use our Insights to identify questionable transaction practices, undisclosed financial commitments and high risk spending
Guaranteed to help you find and eliminate fraud in the application process to ensure you only lend to genuine applicants
Add the Application Details
This step can be skipped if you integrate RELIE into your CRM
An Application can have any number of Applicants.
Select from over 140 Institutions
The client enters their login credentials
in 60-90 seconds RELIE returns a list of all the amounts
12 Months of Transactions, all categorised for you
Quickly verify all Income
RELIE highlights the areas of concern from scanning the transactions
Spikes in Gambling
Life Events - Pregnancy
Calculates Mandatory Expenditure for you
Summaried Report of all expenses
highlights surplus income
Detailed report of all transactions analysed
Records all changes made during the assessment
* Discounts apply for Enterprise licencing
To find out more, please express your interest in the below form and our Industry Leaders will give you early access to the future